Online Credit Facilities

Our payment plan options

We offer a range of interest-free and interest-bearing finance options to help you spread the cost of your purchase over 24 to 24 months. The value of the loan needs to be over £350 and no more than £10000. You can choose a deposit of up to 50% of the value of the goods.

Some finance options will not be available across all products or combinations of product in our website. Add items to your shopping cart and visit the checkout to see what options will be made available to you.

The following finance packages are offered to any combination of most products.
"Special offer" items cannot be purchased via any of our finance packages; If you wish to purchase any of our special offers, you should order them separately such that you can take advantage of the finance packages available on your normally priced selections.
The minimum spend is the minimum total goods value to qualify for the finance option.

Interest Free Finance (24 Months) on all orders except orders containing special offers over £1250.00, 20% minimum deposit required.

Representative Example

Representative Examples are shown for a purchase price of £1250.00

	Interest Free Finance (24 Months) (Minimum goods total £1250.00)
Goods Total	£1250.00
Minimum Deposit	20%
Deposit Total	£250.00
Loan	£1000.00
Annual rate of Interest	0% fixed
Duration (Months)	24
24 Monthly Payments of	£41.67*
Total Amount Payable	£1250.00
Cost of Credit	£0.00
Representative APR	0% APR Representative

Consumer credit services are only available to over 18s and subject to status.

Credit is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority with registration number 204550. For more information please visit www.v12retailfinance.com.

Credit subject to status. 18+ UK residents only.

Credit is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority with registration number 204550. For more information please visit www.v12retailfinance.com.